...60% of my debt was written off!...
Debt consolidation involves taking out one loan to pay off many others. This can have a number of benefits;
(a) helps gain a lower interest rate, or
(b) helps gain a fixed interest rate,
(c) for the convenience of paying back only one loan.
Take the first step by completing our Free Online Assessment
Debt consolidation is a way of combining your individual debts from various sources; such as credit cards, overdraft, personal loans, etc, into one single monthly payment. As a result, you will only deal with one creditor instead of many and therefore make one payment a month instead of having lots of different bills.
The type of deal you get will depend on a number of factors:
The type of deal you get will depend on a number of factors:
(a) the amount you want to borrow,
(b) your credit rating,
(c) your monthly income and ability to pay,
(d) the perceived risk to the loan company, and
(e) whether the loan is secured or unsecured.
Debt consolidation is often the first step considered by someone looking to deal with their debt problem, as it is seen as making the overall debt easier to manage.
Debt consolidation is often the first step considered by someone looking to deal with their debt problem, as it is seen as making the overall debt easier to manage.
For Tenants - you must meet the following conditions:
· Not more than 2 addresses in the last 3 years
· Benefits cannot be included as part of your income
· Earning more than £300 per month
· No rent or council tax arrears
For Homeowners - you must meet the following conditions:
· Owned your property for 1 year or more
· Application must be in the name(s) of the mortgage holder(s)
· Earning over £500 per month
· No arrears on mortgage repayments
| FREEZE Interest Charges & Payments | |
| Up to 60% of Debt WRITTEN-OFF | |
| REMOVE Creditor Hassle & Demands | |
| ALL Done By Filling-in the Form | |
| Data Protection Security |
