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When it becomes a struggle to pay off your debts every month then our Debt Management Plan often can reduce your monthly payments.
 
What do I need for a Debt Management Plan?
Two or more creditors
£4,000 or more of debt
Minimum disposable income of £100
 
Take the first step by completing the Free Online Assessment
 
We deal with all the UK’s leading creditors and lenders. We are often able to reduce or freeze interest and other charges. In addition, your Debt Management Plan is flexible and can be altered at a later time to suit your changing circumstances.
 
Debt Management is a system which decides how much an individual or family can afford to pay their creditors each month. Debts are consolidated into one affordable payment. Once an agreement has been made, this payment is then sent to the creditors. The Plan can vary in length depending upon the amount of debts and the repayment amount.
A debt management plan is not a loan. It is a way of deciding and planning how best to pay back your creditors.
 
The length of your debt management plan depends on your individual situation. This usually means:
your level of debt,
monthly surplus
when creditors freeze interest and charges
 
A debt management plan deals with your unsecured creditors, for example;
personal loans (HP agreements cannot be included)
credit cards
store cards
mail order catalogues
overdrafts
 
CCJs don't prevent you entering into a debt management plan.
 
Your home is not at risk. A debt management plan deals with unsecured debts, these are not linked to your house.
 
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FREEZE Interest Charges & Payments
Up to 60% of Debt WRITTEN-OFF
REMOVE Creditor Hassle & Demands
ALL Done By Filling-in the Form
Data Protection Security